Thursday, February 26, 2009
Nicole's Commentary 27 February 2009
Does your philosophy show that you value others by sharing information in your newsletter or does your philosophy show that you are using the internet to promote your business?
Wednesday, February 25, 2009
Monday, February 16, 2009
Tara's Commentary 16 February 2009
Newman Networks is led by a dynamic individual who knows the power of relationships. And I want each of the attendees of the Wealth Building Series presented by Newman Networks' Diverse Philly to understand what we are presenting. In the inaugural workshop, Steve Goldflam of Goldflam and Associates, an accounting firm, spoke about "falling in love with reality". And although Valentine's Day was days away the topic was your real financial numbers, i.e., your budget. The numbers I want everyone in my segment to "love" are your credit scores. Perhaps love is not quite the correct adjective, so let's say to change your Relationship with Money which directly affects your credit rating. And just like with any relationship, if you haven't been exposed to healthy ones it may be difficult to emulate.
President Obama wrote of the 'audacity of hope' and we as individuals and/or business owners must be proactive instead of reactive. You always have choice...even if you don't like the options. Make a decision to move forward. Today. NOW.
Your assignment: Get current (less than 6 months old) copies of your credit reports preferably with scores. There are many sites you can use, but try www.identityguard.com. I am not endorsing this site, just letting you know of an affordable way to get your reports instantaneously. Contact me if you have any problems obtaining your Experian, Equifax or Transunion reports [TheCreditWoman@gmail.com].
In addition, this is an educational series. Whether you attended the first session or not it is just as important to do that assignment. Your budget. Ask yourself this question: Without knowing what I am earning and spending, how can I possibly manage my credit rating?
Looking forward to discussing with YOU how to increase YOUR bottom line in 2009.
About Tara Colquitt, featured in Essence November 2007 for becoming wealthy through real estate as part of the House Depot:
I have a proven track record of helping others improve their credit scores and I educate and mentor clients with diverse circumstances about using credit properly to gain access to wealth. Most of us need to change our relationship with money while building a relationship with people to potentially gain leverage to secure financial freedom for future investments. I believe everyone has knowledge that can assist others in achieving their highest potential; therefore, it is imperative that like-minds work together to reach financial goals and create paths for others to follow.
Sunday, February 1, 2009
Nicole's Commentary 2 February 2009
A network marketing executive recently told me a saying that continually plays in my mind “How you do anything is how you do everything”. In my own life, I am attending the wealth building seminar at IKEA as a student. I have had 2 practice rounds at building wealth. Just like it took me 3 attempts at weight loss to finally learn from the correct teacher (Thank you, Melanie Marchand) and add the healthy life style disciplines of cutting down on carbohydrates at night and adding 32 ounces of water to my diet. This time, I will implement the financial disciplines that are required to build wealth by budgeting the required 10% percent, giving 10% to charity, setting 10% away for fun, using 10% to continually improve myself and living on just 50% of my income (Thank you, Brian Williams for that formula).
When I opened my fortune cookie from my favorite Chinese Truck on 38th and Walnut, my fortune read “You will spend old age in comfort and material wealth”. I plan on doing everything possible by learning from the DiversePhilly network to make that fortune come true!
Thursday, January 15, 2009
Wednesday, January 14, 2009
Nicole's Commentary 15 January 2009
Robert Kiyosaki wrote in "Cashflow Quadrant" how to achieve wealth through understanding the 4 types of cashflow. There is employee cashflow - cashflow that is linear, the self-employed cashflow - cashflow that depends 100% upon yourself, the business owner cashflow - cashflow that allows for exponential growth using leverage and the investor cashflow - where money works for you. The goal in life is to move through the quadrant to become an investor where you don't work for money but money works for you (see Professional Insurance Planners, First Financial Group, Prescott and Associates, May Financial Services). My grandfather, Robert Newman, came from a farming family who owned 200 acres of land in Montross, Virginia. When his father passed, the land was willed to his 5 children. Each child received 40 acres of land, but no mule. Because of his upbringing, my grandfather went out and built a landscaping company on the mainline. I really did not get to know my grandfather but after 32 years of being dormant, his entrepreneurial spirit awoke in me.
As I continue on Robert Kiyosaki's path of the cashflow quadrant, I want to prepare (because failure to plan equals planning to fail), for the final quadrant of investor. I know that SUCCESS IS A HABIT. Using the slight edge of having financial discipline is the key to wealth and that is why we will start off wealth building classes with the main accounting component of budgeting. Then we will know how much to pay ourselves first. It was my grandfather's financial discipline that allowed him to use the assets he built in his business for generational wealth. See, my grandfather had the thoughts to invest in the people who will carry his name and that forethought keeps his legacy alive. Even though he passed away 16 years ago, 9 years before my children were even born, he thought enough of his future to ensure that they were placed in his final will and testament. When he passed, he willed the estate in Virginia, like his father before him to his heirs, which are my three children. He did what is quoted in the Bible, proverbs 13:22 "A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just." Now I have the pleasure of preparing my business to do what was carried in my spirit by my grandfather. I have the honor and privilege of hosting your network as we each one, teach one, the skills necessary to create a financial path to become investors. Now is the time to create the habits of financial discipline and create businesses as vehicles for real wealth that can affect our generation and more importantly, create wealth for our future generations to come. Thank you, IKEA and First Financial Group as we learn how to build wealth starting February 2nd, 2009! REGISTER: http://wealthbuilding2009.eventbrite.com/
Wednesday, December 31, 2008
Nicole's Commentary 2 January 2009
As I reflect on this year, I realized that college prepared me to be an employee. The last 2 and ½ years books from Barnes and Noble, Borders and Amazon.com prepared me to be an entrepreneur. I know there is a million dollar business somewhere in my soul and the knowledge that I feed my mind (like the food that I feed my body) is the key to bringing it out. This is how I plan on educating the next generation of entrepreneurs and growing my business.
Our children will go to college and study in the Business School for People who Like Helping People (Robert Kiyosaki). At college, they will learn how to become Campus CEO's (Dr. Randall Pinkett). To become campus CEOs, they must Think and Grow Rich (Napoleon Hill) and get straight A's in Relationships 101 (John C. Maxwell). They also need to learn How To Win Friends and Influence People (Dale Carnegie) so they can reverse The E-Myth Revisited trend that 50% of all businesses fail within the first 5 years. The Secret (Rhonda Bryne) is out - wealth is attracted, and I have been blessed to understand the The Slight Edge (Jeff Olson) principles of changing my philosophy into self-disciplines that create habits. These habits I used to attain an MBA, build my health and to build Newman Networks.
Philadelphia in 2009 is on the verge of The Tipping Point (Malcolm Galdwell) to connect the city of neighborhoods into a united community. At the same time, Newman Networks has completed the first half (employee and self-employed) of The Cash Flow Quadrant (Robert Kiyosaki). Through network marketing, I am learning how to become a leader with the 21 Irrefutable Laws of Leadership (John C. Maxwell). Now it is time to move to the business owner quadrant and use The Blue Ocean Strategy (W. Chan Kim) of cohesiveness and business coalitions to embark on my true calling which was found in A Purpose Driven Life (Rick Warren). This will allow me to live as a Go Giver (John David Mann & Bob Burg) and then DiversePhilly will be seen as a network of Endless Referrals (Bob Burg). I have The Audacity of Hope (Barack Obama) that I can help my mentor and friend, Sulaiman Rahman, realize his vision of making Philadelphia a better place to live, work and play.
Sunday, December 14, 2008
Nicole's Commentary 15 December 2008

As Oprah says, that was my Ahh-Ahh moment. This is where I realized why network marketing is driven by getting people to the big event. This event showed the potential to grow my company into a million dollar business. I must admit, I did not go to our big event when I first joined but I now make sure my registration is paid for way in advance. For 2008, Count Me In is creating the Make Mine a Million Race (how appropriate for the marathon runner!). Business ownership is not a sprint; it is a marathon. To run a marathon, we must reach training goals along the way. There are three categories for this year's race. The walker is the business owner with the goal of $250,000. The jogger is the business owner with the goal of $500,000 and the runner has the goal of $1,000,000 for 2009. For the $100.00 registration fee, we will receive mentoring and tracking logs so every month we can see how we measure against the goal of 1 million (or $250,000 in my case).
My network marketing business is already preparing me for the challenges of 2009. Robert Kiyosaki talked about how to create business owners in his book, CashFlow Quadrant. The cycle of life is about moving a person through the cash flow of employee to self-employed to business owner to investor. As I transitioned from employee to business owner, I understood that it was necessary to go through self-employed stage. This is where we document all the jobs in the company and find ways to create a team to execute the jobs effectively. The key to execution of any job is LEADERSHIP. Companies live and die on leadership skills of the business owner. If I own the company but I am not setting the guidelines and finding ways to motivate employees then eventually the company will not attract good talent and the company will cease to exist. I feel truly blessed to be able to attend a 2 day leadership retreat where we will study under John C. Maxwell and prepare for the challenges of managing exponential growth in 2009. Leadership is influence and leaders learn how to influence people to perform to the best of their abilities and face their fears (usually of change) that hinder growth (both personally and professionally).
What network marketing does and Newman Networks does and what Deloitte did was invest in people. I made a promise that I will not attend the big event alone. We will create a team of leaders who get trained on leadership. These leaders will be the ones who set the goals to make their business a million dollar business by registering for the Make Mine a Million Race and plan on attending the next big event. With the system of each one, teach one we will work together because "team work makes the dream work". Nell Merlino had a conversation with the Barack Obama transition team because just as during World War II, when the men left to fight for our country, it was the ladies who put on the hard hats and made the supplies and planes to keep this country moving. As this economic crisis continues, now is the time for the ladies to step up to the challenge and create million dollar businesses which create jobs and will keep this country moving again!
Friday, December 5, 2008
Nicole's Commentary on 20 questions
1) How do I say thanks to LadyBug Marketing and UrbanPhilly for showing me the ropes of the marketing in Philadelphia?
2) How do I say thanks to The Hospital of University of Pennsylvania and The Enterprise Center for my first company contracts?
3) How do I say thanks to Whitney Thomas (my headshot) and Sabr Enterprises (Project Great Potential Graduate) for providing the marketing materials for my company?
4) How do I say thanks to Abundant Home Inspection, Dove Holiday, Enon Tabernacle Capital Fund, Bo's Tire and Rim Shop, Philadelphia Business Journal (especially Sharon Oliver), the Greater Philadelphia Chamber of Commerce (Kate Bay) for becoming silent partners and supporting DiversePhilly?
5) How do I say thanks to HDMS and Technically Speaking Radio for producing and broadcasting the DiversePhilly commercials?
6) How do I say thanks to I Won, SIS Fitness, Brian Williams, Exit BenchMark Realty, Professional Insurance Planners for allowing me to talk about DiversePhilly on their radio programs?
7) How do I say thanks to French Mobile Notary, Sovereign Bank (Jonas Tart), Colin M. Williams, JSPN & Company, KMM Financial Services, Soul Purpose by Veronica Freeman for becoming DiversePhilly business partners?
8) How do I say thanks to our DiversePhilly restaurants Delilah's, Bottom of the Sea and Yono's Bayou Cafe for making us feel welcome when we come to the table?
9) How do I say thanks to Eatible Delight, Elohim Cleaning Contractors, Girlfriends, Tomika Bryant, for being such success stories and paying for their DiversePhilly listings for the entire year (cash flow is king to a small business)?
10) How do I say thanks to RL Snaggs, Whole Unit Artistic Development Inc., Whole Unit Studios, Sanders Studio, Yo Darkroom! for creating the successful Wine and Cheese networking events?
11) How do I say thanks to our vendors, 1 Dynasty, Agel, Mylisa Flowers, Full Circle Aestethics, Hackett Global Marketing, Gandomera Business, Abdul Karim, Be Empowered, Agape World Wide Travel for being there as our vendors of choice?
12) How do I say thanks to our Attorneys Athena Dooley and Real World Law for making sure Diversephilly businesses have resources and know-how to legally define our businesses as a separate entity?
13) How do I say thanks for Hair 4 U (Masterman Alum), Can U Handle the Truth?, and Soles, a shoe experience for just believing in me?
14) How do I say thanks to Archer Benefits, AmeriPlan by Marlon Freeman, and CIGNA for making sure we are properly protected from the catastrophic costs of illness?
15) How do I say thanks to CAMP CAYA and Tonya Ladipo as they make sure we have built up our self-esteem which is an extremely important ingredient for marketing?
16) How do I say thanks to First Financial Group/Mass Mutual, Desiree Richardson, Prescott and Associates and May Financial Services who make sure we are doing the proper activity to create generational wealth?
17) How do I say thanks to Orchid Blue Salon, Professional Academy of Cosmetology, Roots Hair Studio, Kazoo's School of Hard Knox, Dr. Smith's Foot Care and Not Just Nails for taking care of our appearances so that we are properly representing our businesses well (as we all know, image is everything)?
18) How do I say thanks to the African American Chamber of Commerce and their members Raymond Holman Jr. Photography, Spruce Hill Properties, Alpha Office Supplies who leveraged multiple networks to grow their business?
19) How do I say thanks to Team-Clean for breaking the glass ceiling and reaching back to grab Nicole Newman and move DiversePhilly to the next level?
20) How do I say to Radiant Properties LLC, Ultimate Concrete LLC, Eley Electrical Contractors, Precision Plus Plumbing, JHL Enterprises as they make sure our real estate assets are developed?
Bonus Question! To JeterActive: How do I say thanks for being the web developer who brought my vision of DiversePhilly and Newman Networks to life? We say Thanks the best way we know how, by marketing your business in the DiversePhilly newsletter. We look forward to creating exciting synergies and sending out our cards this holiday season!
Many Blessings,
Nicole Newman
Wednesday, November 26, 2008
Marketing Tips shared at the Greater Philadelphia Chamber of Commerce
Be sure to join us next month as we share more tips with our Montthly Breakfast with Fran event from 7:30 am - 10:00 am on Tuesday, December 16th, 2008!